Usury here refers to exploitative lending that crushes the borrower. Money gathered through unjust means is under God's oversight — He redirects it. This is not merely karma; it is God's active governance of wealth. The ill-gotten gain of the oppressor will end up serving the very people the oppressor despised. God corrects the ledger.
Memory phrase: Cheating money never stays.
Talk about it: What happens to money that was gained by cheating or hurting others?
Prayer: God, help me earn honestly and use money to help others.