Wisdom produces stores — not hoard-level selfishness, but the habit of provision, saving, and stewardship. The foolish person consumes everything without thought, leaving nothing. This is a proverb about financial and practical wisdom, but also about the broader pattern of stewarding what God gives.
Memory phrase: Wise people save and steward.
Talk about it: What does it mean to be wise with the things you have been given?
Prayer: God, help me be wise with what I have.