This is an observation about the world as it is, not a prescription. Wealth provides security in this age; poverty creates vulnerability. Proverbs sees this clearly and honestly.
Memory phrase: God is our true strong city.
Talk about it: Have you ever felt very safe and protected? What gave you that feeling? Can only money do that?
Prayer: God, whether I have much or little, help me find my security in You — not in what I own.